Our Programmes
Three Courses,
One Coherent Direction
Each Jade Compass programme addresses a different stage of retirement thinking. Whether you are beginning to orient yourself or ready to work through the complete picture, there is a structured path from here.
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How Jade Compass Courses Work
Each programme follows the same foundational design: weekly materials, reflection workbooks, and structured group discussion. The pace is deliberate. Retirement planning benefits from time to sit with the material — not just absorb it.
All content is written specifically for Hong Kong residents, drawing on the MPF framework, local tax environment, ORSO schemes, and the particular healthcare considerations that affect those approaching retirement in this city. There are no product recommendations within any course.
Courses run in cohorts of no more than twelve participants for group sessions, keeping discussions personal and relevant. Forum access and facilitator support continue throughout the programme duration.
Weekly Workbooks
Downloadable, reflective. Built to document your own situation, not just explain concepts.
Small Cohorts
Max twelve participants in group discussions. Conversations stay grounded and specific.
No Product Sales
Courses help you ask better questions of your own advisors — not buy from ours.
Updated Annually
Content reviewed each year against current MPF regulations and HK planning guidance.
Course One · Six Weeks
Midlife Retirement Map
A six-week course designed for professionals aged 40 and above who want to build a considered view of their retirement timeline. Each weekly session focuses on one concrete topic: understanding your current MPF position, estimating future income needs, reviewing your time horizon, and thinking through lifestyle choices. Materials are delivered as downloadable workbooks with quiet, reflective prompts rather than aggressive checklists.
The course includes two small-group video discussions per month where participants share questions and hear from others in similar life stages. Suited for those who want a thoughtful foundation before moving on to more detailed planning.
What the course covers
Reading your MPF statement and understanding fund allocation
Estimating retirement income needs for a Hong Kong lifestyle
Reviewing your personal time horizon and what affects it
Thinking through lifestyle and housing choices in retirement
Identifying the gaps and next questions in your own planning
Course Fee
HKD 1,680
Process overview
Enrol and receive welcome materials, access to course forum, and cohort start date
Receive weekly workbook — read, complete prompts, and note questions
Attend or watch recording of small-group discussion (twice per month)
Use private forum for follow-up questions between sessions
Complete the programme with a consolidated personal planning workbook
Process overview
Enrol with access to secure participant forum and week-one materials
Each week: receive reading, complete worksheets documenting your own MPF situation
Post questions in private forum; responses from facilitator within one working day
Complete a consolidated MPF review document covering your current position and next steps
Course Two · Four Weeks
Pension & MPF Review Intensive
A focused four-week programme for individuals who want to understand their Mandatory Provident Fund arrangements in greater depth. Topics include fund-selection principles, consolidation of accounts from previous employers, understanding fees and their long-term impact, and the interaction between MPF and personal retirement savings.
Participants receive worksheets to document current holdings and a private online forum for follow-up questions. The course does not recommend specific products; instead, it helps participants ask better questions of their own providers and advisors.
What the course covers
Understanding MPF fund categories and what drives their performance
Consolidating accounts across previous employers using the Employee Choice Arrangement
Reading fee disclosures and understanding their compound effect over time
How MPF interacts with personal savings and property equity in retirement
What to ask your MPF provider and when to consider switching
Course Fee
HKD 2,380Course Three · Twelve Weeks
Full Retirement Readiness Programme
A twelve-week comprehensive course covering the full arc of retirement preparation for Hong Kong residents in their 40s and 50s. Modules include cash-flow modelling, tax-aware withdrawal strategies, healthcare planning, estate considerations, and the non-financial aspects of retirement — identity, purpose, and time use.
Each participant receives a personalised planning workbook, weekly office hours with course facilitators, and a one-hour review session at the end to discuss their completed plan. Recommended for those who want a structured, unhurried path through a topic that can otherwise feel overwhelming.
What the course covers
Complete MPF and personal savings review across the full retirement picture
Cash-flow modelling for retirement income across different scenarios
Tax-aware withdrawal sequencing for Hong Kong residents
Healthcare planning — private, public, and insurance considerations
Estate planning basics — wills, beneficiaries, property considerations in HK
Non-financial retirement — identity, purpose, social structures, time use
Course Fee
HKD 3,180
What is included
Twelve weekly workbooks — personalised and reflective
Weekly office hours with course facilitators
Small-group discussion sessions twice per month
Private participant forum with same-day or next-day responses
One-hour personal Compass Review session at course conclusion
24-month access to all materials after completion
Side by Side
Choosing the Right Course
Not sure where to start? This comparison may help — and you are welcome to reach out before committing.
| Retirement Map | MPF Intensive | Full Readiness | |
|---|---|---|---|
| Duration | 6 weeks | 4 weeks | 12 weeks |
| Fee (HKD) | 1,680 | 2,380 | 3,180 |
| MPF overview | |||
| MPF in depth | |||
| Cash-flow modelling | |||
| Healthcare & estate modules | |||
| Personal Compass Review | |||
| Best for | First step into retirement thinking | MPF-focused deep dive | Complete retirement preparation |
Across All Courses
Shared Principles and Standards
No Conflicts of Interest
All facilitators carry no commercial targets. Course content is never shaped by product providers, fund managers, or financial institutions.
Annual Content Updates
MPF regulations, tax rules, and retirement planning guidance change. Every module is reviewed each year against the current Hong Kong environment.
Participant Privacy
Enrolment details and workbook content are held in strict confidence. No participant data is shared with third parties or used for marketing.
Accessible Language
All materials are written for professional adults without a finance background. Technical terms are explained where they appear, not assumed.
Responsive Support
Forum questions answered within one working day. Weekly office hours available for Full Readiness participants. Pre-enrolment conversations always welcome.
Permanent Material Access
Workbooks and reading materials are available for 24 months after course completion. Returning to material as your situation evolves is expected and encouraged.
Ready to Begin
Not Sure Which Course Fits?
Reach out and we will talk through where you are and which programme makes the most sense as a starting point. There is no obligation — just a straightforward conversation.
Get in Touch